On February 21, 2025 the “Decree amending, adding and repealing several provisions of the Law of the National Workers’ Housing Fund Institute and the Federal Labor Law, regarding socially oriented housing” was published in the Official Gazette of the Federation.
One of the amendments that generated particular controversy in the business sector was the amendment to the Article 29 of the INFONAVIT Law.
This provision establishes that “… the obligation to make the discounts referred to in Section III will not be suspended due to absences or disabilities under the terms of the Social Security Law”.
However, INFONAVIT has issued an official criterion clarifying the scope of the provisions of the aforementioned article. According to such criterion, employers will not be required to pay housing loans to their employees when such employees do not render services and, therefore, do not earn a salary.
It should be noted that, in accordance with the above mentioned criterion, the Institute will determine a mechanism that will allow employers to restructure the salary deductions of employees who have a housing loan, once they return to work.
We remain at your service for any comment or clarification in this regard.
